Another Credit Union just for the police family. A far better alternative to Pay Day Lenders!
Contact your Local Branch Carol or Ian at PCU Ltd, 46 Yarm Road, Stockton-on-Tees
0845 241 7505
Visit the website www.payplan.com or contact them on 0800 716239
They can help you in the following areas:
Assess What You Owe – A step by step guide totaking charge of your finances
Debt Solutions – A simple guide to DebtSolutions
Free Initial Consultation
An initial consultation with an Independent Financial Adviser or Mortgage Adviser is provided free of charge to all new clients. This can be either face-to-face or over the telephone. We’re able to provide a comprehensive financial advice service in all areas of personal and corporate financial planning.
We aim to help create wealth, increase wealth and protect wealth for our clients. Our researchers identify the most suitable and fairly charged products available from the markets and our advisers apply these in the most effective and tax efficient manner appropriate to each client’s individual circumstances. We provide both initial advice and annual reviews.
Our mortgage team will assess your needs and offer initial guidance on how much you can borrow at no charge. Our research tools search the whole of the UK market each day for deals exclusively available from mortgage advisers. This means that when you are ready we can match your needs to the best deals available for your personal circumstances.
When you choose Police Mutual to help you find a mortgage, you can rest assured we'll keep you on track and make sure you've got everything you need to make the big decision stress free.
Call us on 0800 032 5333 or enquire online
No1 CopperPot Credit Union offers savings, loans and mortgages exclusively for the Police Family.
Save between £5 and £1,000 per month through your Humberside Police payroll
Withdraw your savings at any time with no penalty
Apply to borrow up to £25,000 unsecured as soon as you join
Earn your share of our profits in the form of an annual dividend (click here to view our previous rates)
Life Protection is included on your savings and loans (click here to view the terms and conditions)
For more information or to join please visit www.no1copperpot.com.
IMPORTANT: You could be owed a tax refund
If you pay tax, there’s a fairly high chance that you’ve paid too much.
Unfortunately, the accuracy of your tax code is entirely your responsibility, not that of your employer. If HMRC issues the wrong code to your employer and you pay too much tax, it’s up to you to recognise this and take action to correct it.
If you want a professional tax code expert to do this for you, it’s worth considering the service offered by the Tax Refund Company. Used by more than 1400 Humberside Police Federation members already, they’ll review your current and last four years’ codes. Where they identify that you’ve paid too much tax, they’ll arrange for HMRC to refund your money.
This is the most cost-effective way to find out if you have paid too much tax. There is no charge for checking your tax code. If you get a refund, we deduct 38% and return 62 pence in the pound to you (min. fee £38). If there is no refund, there is no fee, so you cannot lose.