Member Services - Finance

Police Credit Union

Police Credit Union

Another Credit Union just for the police family. A far better alternative to Pay Day Lenders!

Contact your Local Branch Carol or Ian at PCU Ltd, 46 Yarm Road, Stockton-on-Tees

0845 241 7505


Pay Plan

Pay Plan

Visit the website www.payplan.com or contact them on 0800 716239

They can help you in the following areas:

  • Free confidential advice on ALL debt solutions – when you call we will talk you through every available option so YOU can choose the best fit for your lifestyle.
  • Reduce creditor calls – if you enter into a debt solution with Payplan or one of our associated companies, your case officer will communicate with your creditors ON YOUR BEHALF helping to relieve you of some stress and worries. 
  • Online tracking of your debt solution – PayPlan have created an online portal where you can monitor progress for certain debt solutions online. You can also communicate easily with your case officer using this online account system.
  • We can put you in touch with the right people who will help you set up whatever debt solution you choose and we will assist throughout the process of finding the right debt solution
  • Whether you need advice on what debt solutions are available or how to create a budget that will help maximise your outgoings, we’re only a phone call away and our ears are ALWAYS READY TO LISTEN.

 

 

 


Hanson Financial Partners Ltd

Hanson Financial Partners Ltd

 Free Initial Consultation

An initial consultation with an Independent Financial Adviser or Mortgage Adviser is provided free of charge to all new clients. This can be either face-to-face or over the telephone. We’re able to provide a comprehensive financial advice service in all areas of personal and corporate financial planning.

 Independent Financial Advice

We aim to help create wealth, increase wealth and protect wealth for our clients. Our researchers identify the most suitable and fairly charged products available from the markets and our advisers apply these in the most effective and tax efficient manner appropriate to each client’s individual circumstances. We provide both initial advice and annual reviews.

Our service proposition

 Mortgage Advice

Our mortgage team will assess your needs and offer initial guidance on how much you can borrow at no charge. Our research tools search the whole of the UK market each day for deals exclusively available from mortgage advisers.  This means that when you are ready we can match your needs to the best deals available for your personal circumstances.


Police Mutual Mortgage Advice

Police Mutual Mortgage Advice

When you choose Police Mutual to help you find a mortgage, you can rest assured we'll keep you on track and make sure you've got everything you need to make the big decision stress free.

Call us on 0800 032 5333 or enquire online


No1 CopperPot

No1 CopperPot

 

No1 CopperPot Credit Union offers savings, loans and mortgages exclusively for the Police Family.

 

  • Save between £5 and £1,000 per month through your Humberside Police payroll

  • Withdraw your savings at any time with no penalty

  • Apply to borrow up to £25,000 unsecured as soon as you join

  • Earn your share of our profits in the form of an annual dividend (click here to view our previous rates)

  • Life Protection is included on your savings and loans (click here to view the terms and conditions)

 

For more information or to join please visit www.no1copperpot.com.

 


Police Mutual

Police Mutual

Tax refund company

Tax refund company

 

IMPORTANT: You could be owed a tax refund

 

 If you pay tax, there’s a fairly high chance that you’ve paid too much.

 

Unfortunately, the accuracy of your tax code is entirely your responsibility, not that of your employer. If HMRC issues the wrong code to your employer and you pay too much tax, it’s up to you to recognise this and take action to correct it.

 

If you want a professional tax code expert to do this for you, it’s worth considering the service offered by the Tax Refund Company. Used by more than 1400 Humberside Police Federation members already, they’ll review your current and last four years’ codes. Where they identify that you’ve paid too much tax, they’ll arrange for HMRC to refund your money.

 

 

 

This is the most cost-effective way to find out if you have paid too much tax. There is no charge for checking your tax code. If you get a refund, we deduct 38% and return 62 pence in the pound to you (min. fee £38). If there is no refund, there is no fee, so you cannot lose.