Another Credit Union just for the police family. A far better alternative to Pay Day Lenders!
Contact your Local Branch Carol or Ian at PCU Ltd, 46 Yarm Road, Stockton-on-Tees
0845 241 7505
Visit the website www.payplan.com or contact them on 0800 716239
They can help you in the following areas:
Assess What You Owe – A step by step guide totaking charge of your finances
Debt Solutions – A simple guide to DebtSolutions
No1 CopperPot Credit Union is the biggest credit union in England and Wales, and the biggest Police credit union in the UK. We offer a range of savings, loans and mortgages. Whether you’re a saver or a borrower, we have something to suit you.
Save between £5 and £1,000 per month through your payroll
Withdraw your savings at any time with no penalty
Borrow up to £25,000 unsecured
Mortgages of up to 90% Loan to Value
Earn your share of our profits in the form of an annual dividend
Life Protection is included on your savings and loans (subject to terms and conditions)
Once a member always a member, even if you leave the Police force.
For more information or to join please visit www.no1copperpot.com
Free Initial Consultation
An initial consultation with an Independent Financial Adviser or Mortgage Adviser is provided free of charge to all new clients. This can be either face-to-face or over the telephone. We’re able to provide a comprehensive financial advice service in all areas of personal and corporate financial planning.
We aim to help create wealth, increase wealth and protect wealth for our clients. Our researchers identify the most suitable and fairly charged products available from the markets and our advisers apply these in the most effective and tax efficient manner appropriate to each client’s individual circumstances. We provide both initial advice and annual reviews.
Our mortgage team will assess your needs and offer initial guidance on how much you can borrow at no charge. Our research tools search the whole of the UK market each day for deals exclusively available from mortgage advisers. This means that when you are ready we can match your needs to the best deals available for your personal circumstances.
When you choose Police Mutual to help you find a mortgage, you can rest assured we'll keep you on track and make sure you've got everything you need to make the big decision stress free.
Call us on 0800 032 5333 or enquire online
IMPORTANT: You could be owed a tax refund
If you pay tax, there’s a fairly high chance you’ve paid too much! Over 1 in 3 taxpayers have paid more tax than they needed to after being given the wrong tax code by HMRC.
If you know what to look for you might be able to spot where HMRC has sent you or your employer the wrong codes in the last 4 years and then be able to rectify the problem yourself.
If not, Humberside Police Federation are working in conjunction with The Tax Refund Company and are pleased to offer you the opportunity to receive a professional tax code review again, by their leading tax code experts. They will check the tax you’ve paid in the last 4 years and get your money back from HMRC if you’ve paid too much.
Checking you’ve been given the right tax code is even more important now, as there are new tax allowances that, if you’re entitled to use them, could see you losing over £662 this year alone if you miss out.
If you wish to use the service, the main facts you need to know are:
Your review is FREE if you do not get a tax refund
For every £1 refunded, you keep 62p (minimum fee £38*)
YOU keep 100% of any future savings you make from a new tax code
Dog handlers in particular are frequently found to have paid too much tax
To find out if you are due a refund click here
This is your hard earned money why let the Revenue keep it?